Personal finance
Expenses, income, categories and recurring bills in one place, with filters and search.
Personal + group finance in one app
Know where your money goes. Settle up without the maths.
SplitStack tracks your everyday spending and shares costs with friends, flatmates and teams, then tells everyone exactly who pays whom.
- Equal & custom splits
- Receipt OCR
- Prices in ₹
Income
₹73,500Spent
₹31,840Food & Dining₹8,420 / ₹10,000
Shopping₹6,280 / ₹5,000
Goa Trip 2026 · settle up
Rohan pays Kavya₹4,900
Arjun pays Priya₹1,700
Arjun pays Kavya₹800
Everything a shared wallet needs
From your morning coffee to a four-person trip to Goa, every rupee lands in the right place.
Budgets that warn you
Set monthly limits per category and see caution, warning and over-budget states at a glance.
Group expenses
Trips, flatmates, office lunches. Split equally or by exact amounts per person.
Fewest settlements
A greedy min-cash-flow algorithm turns a web of debts into at most N-1 payments.
Receipt scanning
Upload a bill photo; OCR reads the merchant, date and total for you to confirm.
Insights & forecast
Monthly trends, category breakdowns and a month-end spending projection.
Six debts become three payments
After a trip, everyone owes everyone. SplitStack nets each person's balance and pairs the biggest debtor with the biggest creditor until all balances reach zero.
Before: pairwise debts
- Arjun → Priya₹1,300
- Priya → Kavya₹1,500
- Rohan → Priya₹1,900
- Arjun → Kavya₹1,800
- Rohan → Arjun₹600
- Rohan → Kavya₹2,400
After: simplified plan
- Rohan → Kavya₹4,900
- Arjun → Priya₹1,700
- Arjun → Kavya₹800
50% fewer payments
Start tracking in under a minute
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